Wharton County Teachers
Wharton County Teachers is a credit union based in Wharton, Texas, established in 1953, with $8 million in total assets serving 675 members. By Trust Grade it ranks 64th of 379 credit unions we track in Texas. Its net worth ratio of 27.9% is stronger than 93% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Wharton County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wharton County Teachers compares to Texas peers
How we graded Wharton County Teachers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.9% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wharton County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wharton County Teachers insured?
Yes. Wharton County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wharton County Teachers: frequently asked questions
Is Wharton County Teachers a good credit union?
Wharton County Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (27.9% capital ratio); Strongly profitable (ROA 1.23%).
Is Wharton County Teachers NCUA-insured?
Yes. Wharton County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wharton County Teachers?
Wharton County Teachers holds $8 million in total assets, ranking 64th of 379 credit unions we track in Texas. It serves 675 members.
Does Wharton County Teachers have CFPB complaints?
No CFPB complaints against Wharton County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
