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credit union

Oak Cliff Christian

Dallas, TX · Est. 2008
C
Trust Grade
Average
Score: 79/100

Oak Cliff Christian is a credit union based in Dallas, Texas, established in 2008, with $8 million in total assets serving 1,564 members. By Trust Grade it ranks 327th of 379 credit unions we track in Texas. Its net worth ratio of 6.9% trails most similarly sized credit unions (2th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Oak Cliff Christian appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.9M
<$100M institution
Members
1,564
Shares & deposits
Net worth ratio
6.9%
Bottom 2% of <$100M peers · Texas median 13.5%
Return on assets
1.1%
Top 26% of <$100M peers · Texas median 0.58%
Rank in Texas
#327
of 379 credit unions

How Oak Cliff Christian compares to Texas peers

Net worth ratio
Bottom 2% of <$100M peers
Oak Cliff
6.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Oak Cliff
1.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Oak Cliff Christian

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Below the well-capitalized threshold (6.9%)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oak Cliff Christian over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Oak Cliff Christian insured?

Yes. Oak Cliff Christian is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oak Cliff Christian: frequently asked questions

Is Oak Cliff Christian a good credit union?

Oak Cliff Christian earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.9%); Strongly profitable (ROA 1.12%).

Is Oak Cliff Christian NCUA-insured?

Yes. Oak Cliff Christian is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Oak Cliff Christian?

Oak Cliff Christian holds $8 million in total assets, ranking 327th of 379 credit unions we track in Texas. It serves 1,564 members.

Does Oak Cliff Christian have CFPB complaints?

No CFPB complaints against Oak Cliff Christian appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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