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credit union

Seminole Public Schools

Seminole, TX · Est. 1965
A
Trust Grade
Excellent
Score: 90/100

Seminole Public Schools is a credit union based in Seminole, Texas, established in 1965, with $8 million in total assets serving 744 members. By Trust Grade it ranks 222nd of 379 credit unions we track in Texas. Its net worth ratio of 21.7% is stronger than 83% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Seminole Public Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.6M
<$100M institution
Members
744
Shares & deposits
Net worth ratio
21.7%
Top 17% of <$100M peers · Texas median 13.5%
Return on assets
0.0%
Bottom 22% of <$100M peers · Texas median 0.58%
Rank in Texas
#222
of 379 credit unions

How Seminole Public Schools compares to Texas peers

Net worth ratio
Top 17% of <$100M peers
Seminole Public
21.7%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of <$100M peers
Seminole Public
0.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Seminole Public Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (21.7% capital ratio)
  • Profitable (ROA 0.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Seminole Public Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Seminole Public Schools insured?

Yes. Seminole Public Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Seminole Public Schools: frequently asked questions

Is Seminole Public Schools a good credit union?

Seminole Public Schools earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (21.7% capital ratio); Profitable (ROA 0.02%).

Is Seminole Public Schools NCUA-insured?

Yes. Seminole Public Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Seminole Public Schools?

Seminole Public Schools holds $8 million in total assets, ranking 222nd of 379 credit unions we track in Texas. It serves 744 members.

Does Seminole Public Schools have CFPB complaints?

No CFPB complaints against Seminole Public Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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