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credit union

Kelly Community

Tyler, TX · Est. 1963
A
Trust Grade
Excellent
Score: 98/100

Kelly Community is a credit union based in Tyler, Texas, established in 1963, with $186 million in total assets serving 10,637 members. By Trust Grade it ranks 38th of 379 credit unions we track in Texas. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Kelly Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$186.4M
$100M–1B institution
Members
10,637
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · Texas median 13.5%
Return on assets
1.6%
Top 9% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#38
of 379 credit unions

How Kelly Community compares to Texas peers

Net worth ratio
Top 33% of $100M–1B peers
Kelly Community
12.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Kelly Community
1.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Kelly Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kelly Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kelly Community insured?

Yes. Kelly Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kelly Community: frequently asked questions

Is Kelly Community a good credit union?

Kelly Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.59%).

Is Kelly Community NCUA-insured?

Yes. Kelly Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kelly Community?

Kelly Community holds $186 million in total assets, ranking 38th of 379 credit unions we track in Texas. It serves 10,637 members.

Does Kelly Community have CFPB complaints?

No CFPB complaints against Kelly Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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