Rio Grande Valley Credit Union
Rio Grande Valley Credit Union is a credit union based in Harlingen, Texas, established in 1954, with $181 million in total assets serving 17,611 members. By Trust Grade it ranks 211th of 379 credit unions we track in Texas. Its net worth ratio of 10.3% trails most similarly sized credit unions (34th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Rio Grande Valley Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rio Grande Valley Credit Union compares to Texas peers
How we graded Rio Grande Valley Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rio Grande Valley Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rio Grande Valley Credit Union insured?
Yes. Rio Grande Valley Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rio Grande Valley Credit Union: frequently asked questions
Is Rio Grande Valley Credit Union a good credit union?
Rio Grande Valley Credit Union earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.90%).
Is Rio Grande Valley Credit Union NCUA-insured?
Yes. Rio Grande Valley Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rio Grande Valley Credit Union?
Rio Grande Valley Credit Union holds $181 million in total assets, ranking 211th of 379 credit unions we track in Texas. It serves 17,611 members.
Does Rio Grande Valley Credit Union have CFPB complaints?
No CFPB complaints against Rio Grande Valley Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
