Lone Star
Lone Star is a credit union based in Dallas, Texas, established in 1967, with $190 million in total assets serving 11,776 members. By Trust Grade it ranks 323rd of 379 credit unions we track in Texas. Its net worth ratio of 8.7% trails most similarly sized credit unions (10th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Lone Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lone Star compares to Texas peers
How we graded Lone Star
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lone Star over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lone Star insured?
Yes. Lone Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lone Star: frequently asked questions
Is Lone Star a good credit union?
Lone Star earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.25%).
Is Lone Star NCUA-insured?
Yes. Lone Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lone Star?
Lone Star holds $190 million in total assets, ranking 323rd of 379 credit unions we track in Texas. It serves 11,776 members.
Does Lone Star have CFPB complaints?
No CFPB complaints against Lone Star appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
