Frio County
Frio County is a credit union based in Pearsall, Texas, established in 1970, with $5 million in total assets serving 1,668 members. By Trust Grade it ranks 362nd of 379 credit unions we track in Texas. Its net worth ratio of 37.2% is stronger than 97% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-3.23% return on assets), a point to watch. No consumer complaints against Frio County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Frio County compares to Texas peers
How we graded Frio County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (37.2% capital ratio)
- Unprofitable over the period (ROA -3.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Frio County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Frio County insured?
Yes. Frio County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Frio County: frequently asked questions
Is Frio County a good credit union?
Frio County earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (37.2% capital ratio); Unprofitable over the period (ROA -3.23%).
Is Frio County NCUA-insured?
Yes. Frio County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Frio County?
Frio County holds $5 million in total assets, ranking 362nd of 379 credit unions we track in Texas. It serves 1,668 members.
Does Frio County have CFPB complaints?
No CFPB complaints against Frio County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.