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credit union

Natural Resources Conservation Serv

Fort Worth, TX · Est. 1937
C
Trust Grade
Average
Score: 74/100

Natural Resources Conservation Serv is a credit union based in Fort Worth, Texas, established in 1937, with $5 million in total assets serving 695 members. By Trust Grade it ranks 349th of 379 credit unions we track in Texas. Its net worth ratio of 22.9% is stronger than 85% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.65% return on assets), a point to watch. No consumer complaints against Natural Resources Conservation Serv appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.3M
<$100M institution
Members
695
Shares & deposits
Net worth ratio
22.9%
Top 15% of <$100M peers · Texas median 13.5%
Return on assets
-1.6%
Bottom 6% of <$100M peers · Texas median 0.58%
Rank in Texas
#349
of 379 credit unions

How Natural Resources Conservation Serv compares to Texas peers

Net worth ratio
Top 15% of <$100M peers
Natural Resources
22.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
Natural Resources
-1.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Natural Resources Conservation Serv

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
74/100
Customer experience
n/a
Overall
C · 74
  • Strongly capitalized (22.9% capital ratio)
  • Unprofitable over the period (ROA -1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Natural Resources Conservation Serv over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Natural Resources Conservation Serv insured?

Yes. Natural Resources Conservation Serv is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Natural Resources Conservation Serv: frequently asked questions

Is Natural Resources Conservation Serv a good credit union?

Natural Resources Conservation Serv earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Strongly capitalized (22.9% capital ratio); Unprofitable over the period (ROA -1.65%).

Is Natural Resources Conservation Serv NCUA-insured?

Yes. Natural Resources Conservation Serv is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Natural Resources Conservation Serv?

Natural Resources Conservation Serv holds $5 million in total assets, ranking 349th of 379 credit unions we track in Texas. It serves 695 members.

Does Natural Resources Conservation Serv have CFPB complaints?

No CFPB complaints against Natural Resources Conservation Serv appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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