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credit union

Pampa Municipal

Pampa, TX · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Pampa Municipal is a credit union based in Pampa, Texas, established in 1953, with $5 million in total assets serving 586 members. By Trust Grade it ranks 76th of 379 credit unions we track in Texas. Its net worth ratio of 14.0% trails most similarly sized credit unions (49th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Pampa Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.4M
<$100M institution
Members
586
Shares & deposits
Net worth ratio
14.0%
Bottom 49% of <$100M peers · Texas median 13.5%
Return on assets
1.6%
Top 13% of <$100M peers · Texas median 0.58%
Rank in Texas
#76
of 379 credit unions

How Pampa Municipal compares to Texas peers

Net worth ratio
Bottom 49% of <$100M peers
Pampa Municipal
14.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Pampa Municipal
1.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Pampa Municipal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.0% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pampa Municipal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pampa Municipal insured?

Yes. Pampa Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pampa Municipal: frequently asked questions

Is Pampa Municipal a good credit union?

Pampa Municipal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Strongly profitable (ROA 1.60%).

Is Pampa Municipal NCUA-insured?

Yes. Pampa Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pampa Municipal?

Pampa Municipal holds $5 million in total assets, ranking 76th of 379 credit unions we track in Texas. It serves 586 members.

Does Pampa Municipal have CFPB complaints?

No CFPB complaints against Pampa Municipal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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