My Community
My Community is a credit union based in Midland, Texas, established in 1952, with $559 million in total assets serving 43,979 members. By Trust Grade it ranks 286th of 379 credit unions we track in Texas. Its net worth ratio of 10.1% trails most similarly sized credit unions (32th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against My Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How My Community compares to Texas peers
How we graded My Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for My Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at My Community insured?
Yes. My Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
My Community: frequently asked questions
Is My Community a good credit union?
My Community earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.25%).
Is My Community NCUA-insured?
Yes. My Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is My Community?
My Community holds $559 million in total assets, ranking 286th of 379 credit unions we track in Texas. It serves 43,979 members.
Does My Community have CFPB complaints?
No CFPB complaints against My Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
