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credit union

Security First

Mcallen, TX · Est. 1947
A
Trust Grade
Excellent
Score: 96/100

Security First is a credit union based in Mcallen, Texas, established in 1947, with $521 million in total assets serving 40,489 members. By Trust Grade it ranks 111th of 379 credit unions we track in Texas. Its net worth ratio of 11.6% is stronger than 54% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Security First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$521.3M
$100M–1B institution
Members
40,489
Shares & deposits
Net worth ratio
11.6%
Top 46% of $100M–1B peers · Texas median 13.5%
Return on assets
1.6%
Top 8% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#111
of 379 credit unions

How Security First compares to Texas peers

Net worth ratio
Top 46% of $100M–1B peers
Security First
11.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $100M–1B peers
Security First
1.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Security First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Security First insured?

Yes. Security First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security First: frequently asked questions

Is Security First a good credit union?

Security First earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.64%).

Is Security First NCUA-insured?

Yes. Security First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Security First?

Security First holds $521 million in total assets, ranking 111th of 379 credit unions we track in Texas. It serves 40,489 members.

Does Security First have CFPB complaints?

No CFPB complaints against Security First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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