Union Square
Union Square is a credit union based in Wichita Falls, Texas, established in 1957, with $599 million in total assets serving 35,371 members. By Trust Grade it ranks 334th of 379 credit unions we track in Texas. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Union Square appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union Square compares to Texas peers
How we graded Union Square
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union Square over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Union Square insured?
Yes. Union Square is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union Square: frequently asked questions
Is Union Square a good credit union?
Union Square earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.15%).
Is Union Square NCUA-insured?
Yes. Union Square is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Union Square?
Union Square holds $599 million in total assets, ranking 334th of 379 credit unions we track in Texas. It serves 35,371 members.
Does Union Square have CFPB complaints?
No CFPB complaints against Union Square appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
