Port Terminal
Port Terminal is a credit union based in Houston, Texas, established in 1961, with $9 million in total assets serving 651 members. By Trust Grade it ranks 257th of 379 credit unions we track in Texas. Its net worth ratio of 34.5% is stronger than 96% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.32% return on assets), a point to watch. No consumer complaints against Port Terminal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Port Terminal compares to Texas peers
How we graded Port Terminal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (34.5% capital ratio)
- Unprofitable over the period (ROA -0.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Port Terminal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Port Terminal insured?
Yes. Port Terminal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Port Terminal: frequently asked questions
Is Port Terminal a good credit union?
Port Terminal earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (34.5% capital ratio); Unprofitable over the period (ROA -0.32%).
Is Port Terminal NCUA-insured?
Yes. Port Terminal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Port Terminal?
Port Terminal holds $9 million in total assets, ranking 257th of 379 credit unions we track in Texas. It serves 651 members.
Does Port Terminal have CFPB complaints?
No CFPB complaints against Port Terminal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
