credit union

Local 20 Ibew

Grand Prairie, TX · Est. 1964
C
Trust Grade
Average
Score: 74/100

Local 20 Ibew is a credit union based in Grand Prairie, Texas, established in 1964, with $9 million in total assets serving 4,071 members. By Trust Grade it ranks 351st of 379 credit unions we track in Texas. Its net worth ratio of 6.8% trails most similarly sized credit unions (2th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Local 20 Ibew appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.1M
<$100M institution
Members
4,071
Shares & deposits
—
Net worth ratio
6.8%
Bottom 2% of <$100M peers · Texas median 13.5%
Return on assets
0.5%
Bottom 46% of <$100M peers · Texas median 0.58%
Rank in Texas
#351
of 379 credit unions

How Local 20 Ibew compares to Texas peers

Net worth ratio
Bottom 2% of <$100M peers
Local 20
6.8%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
Local 20
0.5%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Local 20 Ibew

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
74/100
Customer experience
n/a
Overall
C · 74
  • Below the well-capitalized threshold (6.8%)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Local 20 Ibew over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Local 20 Ibew insured?

Yes. Local 20 Ibew is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Local 20 Ibew: frequently asked questions

Is Local 20 Ibew a good credit union?

Local 20 Ibew earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.8%); Profitable (ROA 0.54%).

Is Local 20 Ibew NCUA-insured?

Yes. Local 20 Ibew is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Local 20 Ibew?

Local 20 Ibew holds $9 million in total assets, ranking 351st of 379 credit unions we track in Texas. It serves 4,071 members.

Does Local 20 Ibew have CFPB complaints?

No CFPB complaints against Local 20 Ibew appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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