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credit union

Cochran County Schools

Morton, TX · Est. 1961
B
Trust Grade
Strong
Score: 86/100

Cochran County Schools is a credit union based in Morton, Texas, established in 1961, with $9 million in total assets serving 892 members. By Trust Grade it ranks 269th of 379 credit unions we track in Texas. Its net worth ratio of 15.4% is stronger than 58% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.46% return on assets), a point to watch. No consumer complaints against Cochran County Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.3M
<$100M institution
Members
892
Shares & deposits
Net worth ratio
15.4%
Top 42% of <$100M peers · Texas median 13.5%
Return on assets
-0.5%
Bottom 13% of <$100M peers · Texas median 0.58%
Rank in Texas
#269
of 379 credit unions

How Cochran County Schools compares to Texas peers

Net worth ratio
Top 42% of <$100M peers
Cochran County
15.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of <$100M peers
Cochran County
-0.5%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cochran County Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Strongly capitalized (15.4% capital ratio)
  • Unprofitable over the period (ROA -0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cochran County Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cochran County Schools insured?

Yes. Cochran County Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cochran County Schools: frequently asked questions

Is Cochran County Schools a good credit union?

Cochran County Schools earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Unprofitable over the period (ROA -0.46%).

Is Cochran County Schools NCUA-insured?

Yes. Cochran County Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cochran County Schools?

Cochran County Schools holds $9 million in total assets, ranking 269th of 379 credit unions we track in Texas. It serves 892 members.

Does Cochran County Schools have CFPB complaints?

No CFPB complaints against Cochran County Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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