Cy-Fair
Cy-Fair is a credit union based in Houston, Texas, established in 1956, with $387 million in total assets serving 25,878 members. By Trust Grade it ranks 244th of 379 credit unions we track in Texas. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Cy-Fair appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cy-Fair compares to Texas peers
How we graded Cy-Fair
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cy-Fair over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cy-Fair insured?
Yes. Cy-Fair is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cy-Fair: frequently asked questions
Is Cy-Fair a good credit union?
Cy-Fair earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Strongly profitable (ROA 1.50%).
Is Cy-Fair NCUA-insured?
Yes. Cy-Fair is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cy-Fair?
Cy-Fair holds $387 million in total assets, ranking 244th of 379 credit unions we track in Texas. It serves 25,878 members.
Does Cy-Fair have CFPB complaints?
No CFPB complaints against Cy-Fair appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
