America's
America's is a credit union based in Garland, Texas, established in 1934, with $422 million in total assets serving 31,666 members. By Trust Grade it ranks 227th of 379 credit unions we track in Texas. Its net worth ratio of 15.3% is stronger than 88% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.07% return on assets), a point to watch. No consumer complaints against America's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How America's compares to Texas peers
How we graded America's
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Unprofitable over the period (ROA -0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for America's over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at America's insured?
Yes. America's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
America's: frequently asked questions
Is America's a good credit union?
America's earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Unprofitable over the period (ROA -0.07%).
Is America's NCUA-insured?
Yes. America's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is America's?
America's holds $422 million in total assets, ranking 227th of 379 credit unions we track in Texas. It serves 31,666 members.
Does America's have CFPB complaints?
No CFPB complaints against America's appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
