1st Community
1st Community is a credit union based in San Angelo, Texas, established in 1953, with $422 million in total assets serving 23,575 members. By Trust Grade it ranks 19th of 379 credit unions we track in Texas. Its net worth ratio of 13.6% is stronger than 77% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against 1st Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Community compares to Texas peers
How we graded 1st Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Community insured?
Yes. 1st Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Community: frequently asked questions
Is 1st Community a good credit union?
1st Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.29%).
Is 1st Community NCUA-insured?
Yes. 1st Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Community?
1st Community holds $422 million in total assets, ranking 19th of 379 credit unions we track in Texas. It serves 23,575 members.
Does 1st Community have CFPB complaints?
No CFPB complaints against 1st Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
