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credit union

Texas Health

Austin, TX · Est. 1956
A
Trust Grade
Excellent
Score: 95/100

Texas Health is a credit union based in Austin, Texas, established in 1956, with $144 million in total assets serving 4,816 members. By Trust Grade it ranks 143rd of 379 credit unions we track in Texas. Its net worth ratio of 12.8% is stronger than 69% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Texas Health appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.7M
$100M–1B institution
Members
4,816
Shares & deposits
Net worth ratio
12.8%
Top 31% of $100M–1B peers · Texas median 13.5%
Return on assets
0.7%
Top 48% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#143
of 379 credit unions

How Texas Health compares to Texas peers

Net worth ratio
Top 31% of $100M–1B peers
Texas Health
12.8%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Texas Health
0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texas Health

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Health over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texas Health insured?

Yes. Texas Health is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Health: frequently asked questions

Is Texas Health a good credit union?

Texas Health earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.70%).

Is Texas Health NCUA-insured?

Yes. Texas Health is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texas Health?

Texas Health holds $144 million in total assets, ranking 143rd of 379 credit unions we track in Texas. It serves 4,816 members.

Does Texas Health have CFPB complaints?

No CFPB complaints against Texas Health appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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