The People's
The People's is a credit union based in Amarillo, Texas, established in 1953, with $225 million in total assets serving 18,741 members. By Trust Grade it ranks 297th of 379 credit unions we track in Texas. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against The People's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The People's compares to Texas peers
How we graded The People's
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The People's over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The People's insured?
Yes. The People's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The People's: frequently asked questions
Is The People's a good credit union?
The People's earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.42%).
Is The People's NCUA-insured?
Yes. The People's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The People's?
The People's holds $225 million in total assets, ranking 297th of 379 credit unions we track in Texas. It serves 18,741 members.
Does The People's have CFPB complaints?
No CFPB complaints against The People's appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
