Capitol
Capitol is a credit union based in Austin, Texas, established in 1954, with $232 million in total assets serving 14,217 members. By Trust Grade it ranks 199th of 379 credit unions we track in Texas. Its net worth ratio of 12.0% is stronger than 60% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Capitol appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capitol compares to Texas peers
How we graded Capitol
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capitol over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Capitol insured?
Yes. Capitol is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capitol: frequently asked questions
Is Capitol a good credit union?
Capitol earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.28%).
Is Capitol NCUA-insured?
Yes. Capitol is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Capitol?
Capitol holds $232 million in total assets, ranking 199th of 379 credit unions we track in Texas. It serves 14,217 members.
Does Capitol have CFPB complaints?
No CFPB complaints against Capitol appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
