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credit union

Santa Fe

Amarillo, TX · Est. 1955
A
Trust Grade
Excellent
Score: 96/100

Santa Fe is a credit union based in Amarillo, Texas, established in 1955, with $222 million in total assets serving 14,370 members. By Trust Grade it ranks 115th of 379 credit unions we track in Texas. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Santa Fe appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$221.7M
$100M–1B institution
Members
14,370
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · Texas median 13.5%
Return on assets
0.7%
Top 48% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#115
of 379 credit unions

How Santa Fe compares to Texas peers

Net worth ratio
Top 33% of $100M–1B peers
Santa Fe
12.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Santa Fe
0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Santa Fe

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Santa Fe over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Santa Fe insured?

Yes. Santa Fe is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Santa Fe: frequently asked questions

Is Santa Fe a good credit union?

Santa Fe earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.71%).

Is Santa Fe NCUA-insured?

Yes. Santa Fe is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Santa Fe?

Santa Fe holds $222 million in total assets, ranking 115th of 379 credit unions we track in Texas. It serves 14,370 members.

Does Santa Fe have CFPB complaints?

No CFPB complaints against Santa Fe appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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