Members Choice Of Central Texas
Members Choice Of Central Texas is a credit union based in Waco, Texas, established in 1935, with $213 million in total assets serving 18,295 members. By Trust Grade it ranks 130th of 379 credit unions we track in Texas. Its net worth ratio of 16.1% is stronger than 90% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Members Choice Of Central Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members Choice Of Central Texas compares to Texas peers
How we graded Members Choice Of Central Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.1% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Members Choice Of Central Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members Choice Of Central Texas insured?
Yes. Members Choice Of Central Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members Choice Of Central Texas: frequently asked questions
Is Members Choice Of Central Texas a good credit union?
Members Choice Of Central Texas earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Profitable (ROA 0.69%).
Is Members Choice Of Central Texas NCUA-insured?
Yes. Members Choice Of Central Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members Choice Of Central Texas?
Members Choice Of Central Texas holds $213 million in total assets, ranking 130th of 379 credit unions we track in Texas. It serves 18,295 members.
Does Members Choice Of Central Texas have CFPB complaints?
No CFPB complaints against Members Choice Of Central Texas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
