Access Community
Access Community is a credit union based in Amarillo, Texas, established in 1953, with $207 million in total assets serving 13,435 members. By Trust Grade it ranks 237th of 379 credit unions we track in Texas. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Access Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Access Community compares to Texas peers
How we graded Access Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Access Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Access Community insured?
Yes. Access Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Access Community: frequently asked questions
Is Access Community a good credit union?
Access Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.46%).
Is Access Community NCUA-insured?
Yes. Access Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Access Community?
Access Community holds $207 million in total assets, ranking 237th of 379 credit unions we track in Texas. It serves 13,435 members.
Does Access Community have CFPB complaints?
No CFPB complaints against Access Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
