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credit union

Eastman

Kingsport, TN · Est. 1934
A
Trust Grade
Excellent
Score: 98/100

Eastman is a credit union based in Kingsport, Tennessee, established in 1934, with $10.1 billion in total assets serving 357,321 members. By Trust Grade it ranks 33rd of 126 credit unions we track in Tennessee. Its net worth ratio of 14.4% is stronger than 87% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Eastman appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.1B
$10B–100B institution
Members
357,321
Shares & deposits
Net worth ratio
14.4%
Top 13% of $10B–100B peers · Tennessee median 13.9%
Return on assets
1.8%
Top 9% of $10B–100B peers · Tennessee median 0.7%
Rank in Tennessee
#33
of 126 credit unions

How Eastman compares to Tennessee peers

Net worth ratio
Top 13% of $10B–100B peers
Eastman
14.4%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $10B–100B peers
Eastman
1.8%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Eastman

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.4% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eastman over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Eastman insured?

Yes. Eastman is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eastman: frequently asked questions

Is Eastman a good credit union?

Eastman earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Strongly profitable (ROA 1.79%).

Is Eastman NCUA-insured?

Yes. Eastman is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Eastman?

Eastman holds $10.1 billion in total assets, ranking 33rd of 126 credit unions we track in Tennessee. It serves 357,321 members.

Does Eastman have CFPB complaints?

No CFPB complaints against Eastman appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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