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credit union

Ornl

Oak Ridge, TN · Est. 1948
A
Trust Grade
Excellent
Score: 94/100

Ornl is a credit union based in Oak Ridge, Tennessee, established in 1948, with $4.8 billion in total assets serving 229,975 members. By Trust Grade it ranks 58th of 126 credit unions we track in Tennessee. Its net worth ratio of 11.0% is stronger than 56% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Ornl appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.8B
$1B–10B institution
Members
229,975
Shares & deposits
Net worth ratio
11.0%
Top 44% of $1B–10B peers · Tennessee median 13.9%
Return on assets
1.0%
Top 28% of $1B–10B peers · Tennessee median 0.7%
Rank in Tennessee
#58
of 126 credit unions

How Ornl compares to Tennessee peers

Net worth ratio
Top 44% of $1B–10B peers
Ornl
11.0%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $1B–10B peers
Ornl
1.0%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ornl

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ornl over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ornl insured?

Yes. Ornl is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ornl: frequently asked questions

Is Ornl a good credit union?

Ornl earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.97%).

Is Ornl NCUA-insured?

Yes. Ornl is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ornl?

Ornl holds $4.8 billion in total assets, ranking 58th of 126 credit unions we track in Tennessee. It serves 229,975 members.

Does Ornl have CFPB complaints?

No CFPB complaints against Ornl appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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