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credit union

Ascend

Tullahoma, TN · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Ascend is a credit union based in Tullahoma, Tennessee, established in 1951, with $4.7 billion in total assets serving 265,513 members. By Trust Grade it ranks 4th of 126 credit unions we track in Tennessee. Its net worth ratio of 14.6% is stronger than 91% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Ascend appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.7B
$1B–10B institution
Members
265,513
Shares & deposits
Net worth ratio
14.6%
Top 9% of $1B–10B peers · Tennessee median 13.9%
Return on assets
1.3%
Top 16% of $1B–10B peers · Tennessee median 0.7%
Rank in Tennessee
#4
of 126 credit unions

How Ascend compares to Tennessee peers

Net worth ratio
Top 9% of $1B–10B peers
Ascend
14.6%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $1B–10B peers
Ascend
1.3%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ascend

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ascend over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ascend insured?

Yes. Ascend is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ascend: frequently asked questions

Is Ascend a good credit union?

Ascend earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.25%).

Is Ascend NCUA-insured?

Yes. Ascend is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ascend?

Ascend holds $4.7 billion in total assets, ranking 4th of 126 credit unions we track in Tennessee. It serves 265,513 members.

Does Ascend have CFPB complaints?

No CFPB complaints against Ascend appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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