Black Hills
Black Hills is a credit union based in Rapid City, South Dakota, established in 1941, with $2.4 billion in total assets serving 108,871 members. By Trust Grade it ranks 20th of 33 credit unions we track in South Dakota. Its net worth ratio of 10.4% trails most similarly sized credit unions (42th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Black Hills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Black Hills compares to South Dakota peers
How we graded Black Hills
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Black Hills over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Black Hills insured?
Yes. Black Hills is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Black Hills: frequently asked questions
Is Black Hills a good credit union?
Black Hills earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.41%).
Is Black Hills NCUA-insured?
Yes. Black Hills is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Black Hills?
Black Hills holds $2.4 billion in total assets, ranking 20th of 33 credit unions we track in South Dakota. It serves 108,871 members.
Does Black Hills have CFPB complaints?
No CFPB complaints against Black Hills appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
