Hb Telco
Hb Telco is a credit union based in Huron, South Dakota, established in 1954, with $5 million in total assets serving 788 members. By Trust Grade it ranks 33rd of 33 credit unions we track in South Dakota. Its net worth ratio of 8.7% trails most similarly sized credit unions (9th percentile), versus a South Dakota median of 10.5%. It posted a loss over the most recent period (-1.15% return on assets), a point to watch. No consumer complaints against Hb Telco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hb Telco compares to South Dakota peers
How we graded Hb Telco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Unprofitable over the period (ROA -1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hb Telco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hb Telco insured?
Yes. Hb Telco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hb Telco: frequently asked questions
Is Hb Telco a good credit union?
Hb Telco earns a Bankzia Trust Grade of D (67/100, "Below average"), based on a financial-strength score of 67/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Unprofitable over the period (ROA -1.15%).
Is Hb Telco NCUA-insured?
Yes. Hb Telco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hb Telco?
Hb Telco holds $5 million in total assets, ranking 33rd of 33 credit unions we track in South Dakota. It serves 788 members.
Does Hb Telco have CFPB complaints?
No CFPB complaints against Hb Telco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
