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credit union

Sisseton-Wahpeton

Agency Village, SD · Est. 1979
A
Trust Grade
Excellent
Score: 98/100

Sisseton-Wahpeton is a credit union based in Agency Village, South Dakota, established in 1979, with $5 million in total assets serving 1,188 members. By Trust Grade it ranks 9th of 33 credit unions we track in South Dakota. Its net worth ratio of 40.7% is stronger than 98% of similarly sized credit unions, versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 5.14% return on assets. No consumer complaints against Sisseton-Wahpeton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.1M
<$100M institution
Members
1,188
Shares & deposits
Net worth ratio
40.7%
Top 2% of <$100M peers · South Dakota median 10.5%
Return on assets
5.1%
Top 1% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#9
of 33 credit unions

How Sisseton-Wahpeton compares to South Dakota peers

Net worth ratio
Top 2% of <$100M peers
Sisseton-Wahpeton
40.7%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Sisseton-Wahpeton
5.1%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Sisseton-Wahpeton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (40.7% capital ratio)
  • Strongly profitable (ROA 5.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sisseton-Wahpeton over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sisseton-Wahpeton insured?

Yes. Sisseton-Wahpeton is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sisseton-Wahpeton: frequently asked questions

Is Sisseton-Wahpeton a good credit union?

Sisseton-Wahpeton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (40.7% capital ratio); Strongly profitable (ROA 5.14%).

Is Sisseton-Wahpeton NCUA-insured?

Yes. Sisseton-Wahpeton is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sisseton-Wahpeton?

Sisseton-Wahpeton holds $5 million in total assets, ranking 9th of 33 credit unions we track in South Dakota. It serves 1,188 members.

Does Sisseton-Wahpeton have CFPB complaints?

No CFPB complaints against Sisseton-Wahpeton appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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