Dakota Rail Line
Dakota Rail Line is a credit union based in Huron, South Dakota, established in 1954, with $5 million in total assets serving 492 members. By Trust Grade it ranks 7th of 33 credit unions we track in South Dakota. Its net worth ratio of 16.6% is stronger than 64% of similarly sized credit unions, versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against Dakota Rail Line appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dakota Rail Line compares to South Dakota peers
How we graded Dakota Rail Line
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.6% capital ratio)
- Strongly profitable (ROA 1.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dakota Rail Line over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dakota Rail Line insured?
Yes. Dakota Rail Line is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dakota Rail Line: frequently asked questions
Is Dakota Rail Line a good credit union?
Dakota Rail Line earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.86%).
Is Dakota Rail Line NCUA-insured?
Yes. Dakota Rail Line is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dakota Rail Line?
Dakota Rail Line holds $5 million in total assets, ranking 7th of 33 credit unions we track in South Dakota. It serves 492 members.
Does Dakota Rail Line have CFPB complaints?
No CFPB complaints against Dakota Rail Line appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
