Edisto
Edisto is a credit union based in Orangeburg, South Carolina, established in 1936, with $23 million in total assets serving 2,787 members. By Trust Grade it ranks 20th of 46 credit unions we track in South Carolina. Its net worth ratio of 17.3% is stronger than 68% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Edisto appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Edisto compares to South Carolina peers
How we graded Edisto
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.3% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Edisto over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Edisto insured?
Yes. Edisto is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Edisto: frequently asked questions
Is Edisto a good credit union?
Edisto earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Profitable (ROA 0.64%).
Is Edisto NCUA-insured?
Yes. Edisto is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Edisto?
Edisto holds $23 million in total assets, ranking 20th of 46 credit unions we track in South Carolina. It serves 2,787 members.
Does Edisto have CFPB complaints?
No CFPB complaints against Edisto appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
