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credit union

Columbia Post Office

Columbia, SC · Est. 1927
A
Trust Grade
Excellent
Score: 96/100

Columbia Post Office is a credit union based in Columbia, South Carolina, established in 1927, with $26 million in total assets serving 1,202 members. By Trust Grade it ranks 19th of 46 credit unions we track in South Carolina. Its net worth ratio of 23.6% is stronger than 87% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Columbia Post Office appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.6M
<$100M institution
Members
1,202
Shares & deposits
Net worth ratio
23.6%
Top 13% of <$100M peers · South Carolina median 13.2%
Return on assets
0.8%
Top 41% of <$100M peers · South Carolina median 0.85%
Rank in South Carolina
#19
of 46 credit unions

How Columbia Post Office compares to South Carolina peers

Net worth ratio
Top 13% of <$100M peers
Columbia Post
23.6%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
Columbia Post
0.8%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Columbia Post Office

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (23.6% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Columbia Post Office over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Columbia Post Office insured?

Yes. Columbia Post Office is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Columbia Post Office: frequently asked questions

Is Columbia Post Office a good credit union?

Columbia Post Office earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (23.6% capital ratio); Profitable (ROA 0.78%).

Is Columbia Post Office NCUA-insured?

Yes. Columbia Post Office is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Columbia Post Office?

Columbia Post Office holds $26 million in total assets, ranking 19th of 46 credit unions we track in South Carolina. It serves 1,202 members.

Does Columbia Post Office have CFPB complaints?

No CFPB complaints against Columbia Post Office appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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