Berkeley Community
Berkeley Community is a credit union based in Moncks Corner, South Carolina, established in 1960, with $17 million in total assets serving 2,111 members. By Trust Grade it ranks 3rd of 46 credit unions we track in South Carolina. Its net worth ratio of 18.8% is stronger than 74% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 2.54% return on assets. No consumer complaints against Berkeley Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Berkeley Community compares to South Carolina peers
How we graded Berkeley Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.8% capital ratio)
- Strongly profitable (ROA 2.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Berkeley Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Berkeley Community insured?
Yes. Berkeley Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Berkeley Community: frequently asked questions
Is Berkeley Community a good credit union?
Berkeley Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 2.54%).
Is Berkeley Community NCUA-insured?
Yes. Berkeley Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Berkeley Community?
Berkeley Community holds $17 million in total assets, ranking 3rd of 46 credit unions we track in South Carolina. It serves 2,111 members.
Does Berkeley Community have CFPB complaints?
No CFPB complaints against Berkeley Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
