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credit union

Blackstone River

Woonsocket, RI · Est. 1961
A
Trust Grade
Excellent
Score: 93/100

Blackstone River is a credit union based in Woonsocket, Rhode Island, established in 1961, with $75 million in total assets serving 4,290 members. By Trust Grade it ranks 2nd of 14 credit unions we track in Rhode Island. Its net worth ratio of 11.0% trails most similarly sized credit unions (25th percentile), versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Blackstone River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.3M
<$100M institution
Members
4,290
Shares & deposits
Net worth ratio
11.0%
Bottom 25% of <$100M peers · Rhode Island median 11.2%
Return on assets
0.8%
Top 39% of <$100M peers · Rhode Island median 0.43%
Rank in Rhode Island
#2
of 14 credit unions

How Blackstone River compares to Rhode Island peers

Net worth ratio
Bottom 25% of <$100M peers
Blackstone River
11.0%
Rhode Island median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Blackstone River
0.8%
Rhode Island median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Blackstone River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Blackstone River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Blackstone River insured?

Yes. Blackstone River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Blackstone River: frequently asked questions

Is Blackstone River a good credit union?

Blackstone River earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.83%).

Is Blackstone River NCUA-insured?

Yes. Blackstone River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Blackstone River?

Blackstone River holds $75 million in total assets, ranking 2nd of 14 credit unions we track in Rhode Island. It serves 4,290 members.

Does Blackstone River have CFPB complaints?

No CFPB complaints against Blackstone River appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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