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credit union

Community & Teachers

East Providence, RI · Est. 1961
A
Trust Grade
Excellent
Score: 93/100

Community & Teachers is a credit union based in East Providence, Rhode Island, established in 1961, with $31 million in total assets serving 1,541 members. By Trust Grade it ranks 3rd of 14 credit unions we track in Rhode Island. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Community & Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.8M
<$100M institution
Members
1,541
Shares & deposits
Net worth ratio
11.3%
Bottom 27% of <$100M peers · Rhode Island median 11.2%
Return on assets
0.6%
Top 49% of <$100M peers · Rhode Island median 0.43%
Rank in Rhode Island
#3
of 14 credit unions

How Community & Teachers compares to Rhode Island peers

Net worth ratio
Bottom 27% of <$100M peers
Community &
11.3%
Rhode Island median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Community &
0.6%
Rhode Island median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Community & Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community & Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community & Teachers insured?

Yes. Community & Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community & Teachers: frequently asked questions

Is Community & Teachers a good credit union?

Community & Teachers earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.63%).

Is Community & Teachers NCUA-insured?

Yes. Community & Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community & Teachers?

Community & Teachers holds $31 million in total assets, ranking 3rd of 14 credit unions we track in Rhode Island. It serves 1,541 members.

Does Community & Teachers have CFPB complaints?

No CFPB complaints against Community & Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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