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credit union

Natco Employees

West Warwick, RI · Est. 1965
A
Trust Grade
Excellent
Score: 91/100

Natco Employees is a credit union based in West Warwick, Rhode Island, established in 1965, with $201 thousand in total assets serving 29 members. By Trust Grade it ranks 5th of 14 credit unions we track in Rhode Island. Its net worth ratio of 17.4% is stronger than 68% of similarly sized credit unions, versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Natco Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$201K
<$100M institution
Members
29
Shares & deposits
Net worth ratio
17.4%
Top 32% of <$100M peers · Rhode Island median 11.2%
Return on assets
0.1%
Bottom 26% of <$100M peers · Rhode Island median 0.43%
Rank in Rhode Island
#5
of 14 credit unions

How Natco Employees compares to Rhode Island peers

Net worth ratio
Top 32% of <$100M peers
Natco Employees
17.4%
Rhode Island median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Natco Employees
0.1%
Rhode Island median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Natco Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (17.4% capital ratio)
  • Profitable (ROA 0.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Natco Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Natco Employees insured?

Yes. Natco Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Natco Employees: frequently asked questions

Is Natco Employees a good credit union?

Natco Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (17.4% capital ratio); Profitable (ROA 0.11%).

Is Natco Employees NCUA-insured?

Yes. Natco Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Natco Employees?

Natco Employees holds $0 million in total assets, ranking 5th of 14 credit unions we track in Rhode Island. It serves 29 members.

Does Natco Employees have CFPB complaints?

No CFPB complaints against Natco Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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