Saint Nicholas
Saint Nicholas is a credit union based in Wilkes Barre, Pennsylvania, established in 1938, with $4 million in total assets serving 854 members. By Trust Grade it ranks 15th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Saint Nicholas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Saint Nicholas compares to Pennsylvania peers
How we graded Saint Nicholas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Saint Nicholas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Saint Nicholas insured?
Yes. Saint Nicholas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Saint Nicholas: frequently asked questions
Is Saint Nicholas a good credit union?
Saint Nicholas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.06%).
Is Saint Nicholas NCUA-insured?
Yes. Saint Nicholas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Saint Nicholas?
Saint Nicholas holds $4 million in total assets, ranking 15th of 271 credit unions we track in Pennsylvania. It serves 854 members.
Does Saint Nicholas have CFPB complaints?
No CFPB complaints against Saint Nicholas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
