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credit union

Smmh

Pittsburgh, PA · Est. 1966
A
Trust Grade
Excellent
Score: 96/100

Smmh is a credit union based in Pittsburgh, Pennsylvania, established in 1966, with $3 million in total assets serving 743 members. By Trust Grade it ranks 104th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 23.2% is stronger than 86% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Smmh appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3M
<$100M institution
Members
743
Shares & deposits
Net worth ratio
23.2%
Top 14% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.8%
Top 39% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#104
of 271 credit unions

How Smmh compares to Pennsylvania peers

Net worth ratio
Top 14% of <$100M peers
Smmh
23.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Smmh
0.8%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Smmh

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (23.2% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Smmh over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Smmh insured?

Yes. Smmh is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Smmh: frequently asked questions

Is Smmh a good credit union?

Smmh earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (23.2% capital ratio); Profitable (ROA 0.83%).

Is Smmh NCUA-insured?

Yes. Smmh is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Smmh?

Smmh holds $3 million in total assets, ranking 104th of 271 credit unions we track in Pennsylvania. It serves 743 members.

Does Smmh have CFPB complaints?

No CFPB complaints against Smmh appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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