credit union

Franklin Regional Schools

Jeannette, PA · Est. 1968
A
Trust Grade
Excellent
Score: 95/100

Franklin Regional Schools is a credit union based in Jeannette, Pennsylvania, established in 1968, with $3 million in total assets serving 379 members. By Trust Grade it ranks 117th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.5% trails most similarly sized credit unions (38th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Franklin Regional Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.0M
<$100M institution
Members
379
Shares & deposits
—
Net worth ratio
12.5%
Bottom 38% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.7%
Top 47% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#117
of 271 credit unions

How Franklin Regional Schools compares to Pennsylvania peers

Net worth ratio
Bottom 38% of <$100M peers
Franklin Regional
12.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
Franklin Regional
0.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Franklin Regional Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Franklin Regional Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Franklin Regional Schools insured?

Yes. Franklin Regional Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Franklin Regional Schools: frequently asked questions

Is Franklin Regional Schools a good credit union?

Franklin Regional Schools earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.67%).

Is Franklin Regional Schools NCUA-insured?

Yes. Franklin Regional Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Franklin Regional Schools?

Franklin Regional Schools holds $3 million in total assets, ranking 117th of 271 credit unions we track in Pennsylvania. It serves 379 members.

Does Franklin Regional Schools have CFPB complaints?

No CFPB complaints against Franklin Regional Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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