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credit union

Kennaford

Bedford, PA · Est. 1959
B
Trust Grade
Strong
Score: 86/100

Kennaford is a credit union based in Bedford, Pennsylvania, established in 1959, with $4 million in total assets serving 690 members. By Trust Grade it ranks 221st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 31.9% is stronger than 95% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.38% return on assets), a point to watch. No consumer complaints against Kennaford appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.9M
<$100M institution
Members
690
Shares & deposits
Net worth ratio
31.9%
Top 5% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-0.4%
Bottom 14% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#221
of 271 credit unions

How Kennaford compares to Pennsylvania peers

Net worth ratio
Top 5% of <$100M peers
Kennaford
31.9%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of <$100M peers
Kennaford
-0.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kennaford

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Strongly capitalized (31.9% capital ratio)
  • Unprofitable over the period (ROA -0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kennaford over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kennaford insured?

Yes. Kennaford is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kennaford: frequently asked questions

Is Kennaford a good credit union?

Kennaford earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (31.9% capital ratio); Unprofitable over the period (ROA -0.38%).

Is Kennaford NCUA-insured?

Yes. Kennaford is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kennaford?

Kennaford holds $4 million in total assets, ranking 221st of 271 credit unions we track in Pennsylvania. It serves 690 members.

Does Kennaford have CFPB complaints?

No CFPB complaints against Kennaford appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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