Earning Tree
Earning Tree is a credit union based in Wilkes Barre, Pennsylvania, established in 1958, with $48 million in total assets serving 1,868 members. By Trust Grade it ranks 202nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Earning Tree appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Earning Tree compares to Pennsylvania peers
How we graded Earning Tree
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Profitable (ROA 0.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Earning Tree over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Earning Tree insured?
Yes. Earning Tree is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Earning Tree: frequently asked questions
Is Earning Tree a good credit union?
Earning Tree earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.44%).
Is Earning Tree NCUA-insured?
Yes. Earning Tree is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Earning Tree?
Earning Tree holds $48 million in total assets, ranking 202nd of 271 credit unions we track in Pennsylvania. It serves 1,868 members.
Does Earning Tree have CFPB complaints?
No CFPB complaints against Earning Tree appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
