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credit union

York Educational

York, PA · Est. 1969
B
Trust Grade
Strong
Score: 86/100

York Educational is a credit union based in York, Pennsylvania, established in 1969, with $46 million in total assets serving 2,787 members. By Trust Grade it ranks 224th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.9% trails most similarly sized credit unions (16th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against York Educational appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$46.0M
<$100M institution
Members
2,787
Shares & deposits
Net worth ratio
9.9%
Bottom 16% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.4%
Bottom 41% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#224
of 271 credit unions

How York Educational compares to Pennsylvania peers

Net worth ratio
Bottom 16% of <$100M peers
York Educational
9.9%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
York Educational
0.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded York Educational

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for York Educational over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at York Educational insured?

Yes. York Educational is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

York Educational: frequently asked questions

Is York Educational a good credit union?

York Educational earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.43%).

Is York Educational NCUA-insured?

Yes. York Educational is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is York Educational?

York Educational holds $46 million in total assets, ranking 224th of 271 credit unions we track in Pennsylvania. It serves 2,787 members.

Does York Educational have CFPB complaints?

No CFPB complaints against York Educational appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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