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credit union

West Branch Valley

Williamsport, PA · Est. 1952
B
Trust Grade
Strong
Score: 85/100

West Branch Valley is a credit union based in Williamsport, Pennsylvania, established in 1952, with $51 million in total assets serving 4,560 members. By Trust Grade it ranks 227th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.2% trails most similarly sized credit unions (11th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against West Branch Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.7M
<$100M institution
Members
4,560
Shares & deposits
Net worth ratio
9.2%
Bottom 11% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.6%
Top 49% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#227
of 271 credit unions

How West Branch Valley compares to Pennsylvania peers

Net worth ratio
Bottom 11% of <$100M peers
West Branch
9.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
West Branch
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded West Branch Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Branch Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Branch Valley insured?

Yes. West Branch Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Branch Valley: frequently asked questions

Is West Branch Valley a good credit union?

West Branch Valley earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.64%).

Is West Branch Valley NCUA-insured?

Yes. West Branch Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Branch Valley?

West Branch Valley holds $51 million in total assets, ranking 227th of 271 credit unions we track in Pennsylvania. It serves 4,560 members.

Does West Branch Valley have CFPB complaints?

No CFPB complaints against West Branch Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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