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credit union

Scranton Downtown

Scranton, PA · Est. 1963
A
Trust Grade
Excellent
Score: 91/100

Scranton Downtown is a credit union based in Scranton, Pennsylvania, established in 1963, with $14 million in total assets serving 1,368 members. By Trust Grade it ranks 178th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Scranton Downtown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.7M
<$100M institution
Members
1,368
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.5%
Bottom 42% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#178
of 271 credit unions

How Scranton Downtown compares to Pennsylvania peers

Net worth ratio
Bottom 26% of <$100M peers
Scranton Downtown
11.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
Scranton Downtown
0.5%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Scranton Downtown

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Scranton Downtown over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Scranton Downtown insured?

Yes. Scranton Downtown is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Scranton Downtown: frequently asked questions

Is Scranton Downtown a good credit union?

Scranton Downtown earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.46%).

Is Scranton Downtown NCUA-insured?

Yes. Scranton Downtown is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Scranton Downtown?

Scranton Downtown holds $14 million in total assets, ranking 178th of 271 credit unions we track in Pennsylvania. It serves 1,368 members.

Does Scranton Downtown have CFPB complaints?

No CFPB complaints against Scranton Downtown appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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