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Reading Berks School Employees

Reading, PA · Est. 1947
A
Trust Grade
Excellent
Score: 94/100

Reading Berks School Employees is a credit union based in Reading, Pennsylvania, established in 1947, with $13 million in total assets serving 1,252 members. By Trust Grade it ranks 137th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 16.3% is stronger than 63% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Reading Berks School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.4M
<$100M institution
Members
1,252
Shares & deposits
Net worth ratio
16.3%
Top 37% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.5%
Bottom 43% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#137
of 271 credit unions

How Reading Berks School Employees compares to Pennsylvania peers

Net worth ratio
Top 37% of <$100M peers
Reading Berks
16.3%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Reading Berks
0.5%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Reading Berks School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (16.3% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Reading Berks School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Reading Berks School Employees insured?

Yes. Reading Berks School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Reading Berks School Employees: frequently asked questions

Is Reading Berks School Employees a good credit union?

Reading Berks School Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Profitable (ROA 0.47%).

Is Reading Berks School Employees NCUA-insured?

Yes. Reading Berks School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Reading Berks School Employees?

Reading Berks School Employees holds $13 million in total assets, ranking 137th of 271 credit unions we track in Pennsylvania. It serves 1,252 members.

Does Reading Berks School Employees have CFPB complaints?

No CFPB complaints against Reading Berks School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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