Skip to main content
credit union

P C

Port Allegany, PA · Est. 1955
A
Trust Grade
Excellent
Score: 92/100

P C is a credit union based in Port Allegany, Pennsylvania, established in 1955, with $14 million in total assets serving 1,402 members. By Trust Grade it ranks 167th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against P C appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.3M
<$100M institution
Members
1,402
Shares & deposits
Net worth ratio
12.5%
Bottom 37% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.3%
Bottom 35% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#167
of 271 credit unions

How P C compares to Pennsylvania peers

Net worth ratio
Bottom 37% of <$100M peers
P C
12.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
P C
0.3%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded P C

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for P C over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at P C insured?

Yes. P C is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

P C: frequently asked questions

Is P C a good credit union?

P C earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.29%).

Is P C NCUA-insured?

Yes. P C is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is P C?

P C holds $14 million in total assets, ranking 167th of 271 credit unions we track in Pennsylvania. It serves 1,402 members.

Does P C have CFPB complaints?

No CFPB complaints against P C appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Derry Area
credit union · Derry, PA · $14M assets
Latrobe
credit union · Latrobe, PA · $14M assets
Transit Workers
credit union · Philadelphia, PA · $15M assets
Your Choice
credit union · Altoona, PA · $14M assets
Scranton Downtown
credit union · Scranton, PA · $14M assets
Williamsport Teachers
credit union · South Williamsp, PA · $15M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →