Skip to main content
credit union

Net

Scranton, PA · Est. 1941
B
Trust Grade
Strong
Score: 87/100

Net is a credit union based in Scranton, Pennsylvania, established in 1941, with $344 million in total assets serving 20,066 members. By Trust Grade it ranks 210th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.5% trails most similarly sized credit unions (37th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Net appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$344.2M
$100M–1B institution
Members
20,066
Shares & deposits
Net worth ratio
10.5%
Bottom 37% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#210
of 271 credit unions

How Net compares to Pennsylvania peers

Net worth ratio
Bottom 37% of $100M–1B peers
Net
10.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Net
0.3%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Net

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Net over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Net insured?

Yes. Net is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Net: frequently asked questions

Is Net a good credit union?

Net earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.31%).

Is Net NCUA-insured?

Yes. Net is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Net?

Net holds $344 million in total assets, ranking 210th of 271 credit unions we track in Pennsylvania. It serves 20,066 members.

Does Net have CFPB complaints?

No CFPB complaints against Net appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Riverfront
credit union · Wyomissing, PA · $324M assets
First Capital
credit union · York, PA · $371M assets
West-Aircomm
credit union · Beaver, PA · $375M assets
Cross Valley
credit union · Wilkes Barre, PA · $294M assets
Inspire
credit union · Newtown, PA · $397M assets
Century Heritage
credit union · Pittsburgh, PA · $288M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →