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credit union

Inspire

Newtown, PA · Est. 1936
A
Trust Grade
Excellent
Score: 90/100

Inspire is a credit union based in Newtown, Pennsylvania, established in 1936, with $397 million in total assets serving 18,153 members. By Trust Grade it ranks 184th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.5% trails most similarly sized credit unions (39th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Inspire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$397.1M
$100M–1B institution
Members
18,153
Shares & deposits
Net worth ratio
10.5%
Bottom 39% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.6%
Bottom 47% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#184
of 271 credit unions

How Inspire compares to Pennsylvania peers

Net worth ratio
Bottom 39% of $100M–1B peers
Inspire
10.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Inspire
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Inspire

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Inspire over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Inspire insured?

Yes. Inspire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Inspire: frequently asked questions

Is Inspire a good credit union?

Inspire earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.64%).

Is Inspire NCUA-insured?

Yes. Inspire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Inspire?

Inspire holds $397 million in total assets, ranking 184th of 271 credit unions we track in Pennsylvania. It serves 18,153 members.

Does Inspire have CFPB complaints?

No CFPB complaints against Inspire appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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