Skip to main content
credit union

Everence

Lancaster, PA · Est. 1955
B
Trust Grade
Strong
Score: 84/100

Everence is a credit union based in Lancaster, Pennsylvania, established in 1955, with $450 million in total assets serving 24,692 members. By Trust Grade it ranks 232nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Everence appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$450.1M
$100M–1B institution
Members
24,692
Shares & deposits
Net worth ratio
8.4%
Bottom 7% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
1.0%
Top 32% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#232
of 271 credit unions

How Everence compares to Pennsylvania peers

Net worth ratio
Bottom 7% of $100M–1B peers
Everence
8.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Everence
1.0%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Everence

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Everence over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Everence insured?

Yes. Everence is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Everence: frequently asked questions

Is Everence a good credit union?

Everence earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.95%).

Is Everence NCUA-insured?

Yes. Everence is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Everence?

Everence holds $450 million in total assets, ranking 232nd of 271 credit unions we track in Pennsylvania. It serves 24,692 members.

Does Everence have CFPB complaints?

No CFPB complaints against Everence appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Lehigh Valley Educators
credit union · Allentown, PA · $483M assets
Widget
credit union · Erie, PA · $485M assets
Inspire
credit union · Newtown, PA · $397M assets
West-Aircomm
credit union · Beaver, PA · $375M assets
First Capital
credit union · York, PA · $371M assets
Lebanon
credit union · Lebanon, PA · $538M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →